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Coverage for the Buyer is for 1 Full Year From Date Of Closing

Many home buyers use all of their available cash and credit to purchase a home. What if a major appliance or furnace malfunctions or stops operating altogether? Who would you call? How would you afford the costs of repair?

The UNIRISC™ Home Warranty eliminates those worries and lets you enjoy your new home with the comfort of knowing that you and your major home systems and appliances are protected.

Basic Coverage Includes:

Central Heating System¹Includes gas, oil or electric units. Space or area type heating units are covered only where there is no central heating system.

Interior Electrical System²Includes interior wiring, fuse or breaker panels, switches and receptacles.

Emergency Interior Plumbing System³This agreement will respond to: emergency plumbing repairs to interior water and waste pipes such as a burst pipe or severely leaking connection causing flooding; a totally blocked or stopped drain which can be cleared with not more than 100 feet of sewer machine cable from inside the home.

Kitchen Appliances⁴Includes range, oven, hood, built-in dishwasher.

Primary Refrigerator⁵Includes motor and compressors, fans, freezer sections, doors.

Washer & Dryer⁶Includes gas or electric dryers, electric washers, controls, doors, electrical connections.

Put a UNIRISC™ Home Warranty to work for you…

Because expensive home systems or appliance repairs can be a major concern to buyers, the UNIRISC™ Home Warranty provides low cost peace of mind during the home buying and selling process.

UNIRISC™ protects you from the high cost of repair due to the unexpected breakdown of covered home systems and appliances arising from normal wear and tear.

The Fine Print

General Terms and Conditions

Servive Policy Limits
The maximum payment for the total of all covered repairs or replacement made during the policy period is limited to $10,000 subject to the following sublimits:

- $2,000 for covered heating and air conditioning repairs

- $1,000 for boiler, steam, radiant or hot water

heating system repairs

- where dollar limit are offered for older appliances,

that limit represents the maximum that will be paid

per policy term

Limits include all applicable taxes.

Deductible - $50
You are responsible for the deductible charge (including service charges) for each breakdown on each covered eligible home system or appliance.

Note: Only items in proper working order at the time of application will be covered and in all cases, pre-existing conditions are not covered. Any deficiencies found as a result of a buyers home inspection or utility company hook-up, prior to closing will be considered a preexisting condition and will not be covered under this agreement.

If you need service...

If the breakdown develops with covered equipment due to normal wear and tear, one toll-free call is all it takes to get prompt, courteous action. The Service Department accepts emergency calls 24 hours a day, 7 days a week. Any calls for service must be telephoned to UNIRISC prior to any work being performed.

Exclusions

1. Excludes pipes or vents below or encased in concrete. Excludes fuel storage tanks, electric air cleaners, humidifiers and solar heating systems and their components. Excludes heat exchanger, heat pumps, geo thermal units and combination heating systems. Heating systems in excess of 12 years of age are limited to $400 maximum allowance per policy term.

2. Excludes lighting and electrical fixtures, power vents, bathroom heaters and fans, telephone, low voltage wiring, and problems caused by overload situations or code violations.

3. Excluding plumbing fixtures, faucet assemblies, lavatories, bathtubs, commodes and drain traps, interior “whirlpool- Jacuzzi” type tubs or equipment, shower enclosures and shower base pans. Excludes pipes outside the home, septic tanks and systems, ejector pumps, sump pumps, circulator pumps, water tanks (including hot

water heaters), drain tile, pressure tanks, sewer and water laterals, connections and lawn sprinkling systems. Items related to well pumps or indoor or outdoor spas, whirlpools or swimming pools are excluded. Plumbing lines, pipes or equipment below or encased in concrete are excluded.

4. Excludes plastic mini tubs, agent dispensers, knobs and dials, filters, and water softeners. Full coverage on units up to 12 years of age. Over 12 years there is a $200 maximum allowance per policy.

5. Excludes seals, gaskets, shelves, ice makers/crushers, dispenser mechanisms, food spoilage, rust or corrosion caused deficiencies and Sub-Zero . Full coverage on units up to 12 years of age. Refrigerators in excess of 12 years of age are limited to $200 maximum allowance per policy term.

6. Excludes venting, detergent dispensers, mini-tubs, filter/lint screens, knobs and dials, clothing damage, rust or corrosion caused deficiencies. Full coverage on units up to 12 years of age. Washers and dryers in excess of 12 years of age are limited to $200 maximum allowance per policy term.

7. Excludes air conditioning units rated over 5 tons (60,000 BTU’s) capacity, package heating and air conditioning units and window units. Air conditioning systems in excess of 12 years of age are limited to $400 maximum allowance per policy term.

8. Excludes pressure and storage tanks, well casings, exterior electrical lines or piping, pulling pump, redrilling or deepening of wells.

9. Excludes plumbing encased in concrete or under ground plumbing, and electrical lines, liners, light code violations, structural defects, solar heaters, cleaning equipment, pool sweeps, portable units and their respective components, and any auxiliary motors or pumps.Pool equipment in excess of 12 years of age is limited to $400 maximum allowance per policy term.